We provide home mortgage loans only for properties located in MN, WIMortgages Unlimited, Inc - Joe Metzler Team
33 Wentworth Ave E - Suite 290, West St. Paul, MN 55118. NMLS #225504

USDA Loan Application (651) 552-3681

Borrower Basic Information 

 * = Required Information

Is there a co-borrower? No  Yes  - If yes, co-borrower name
If yes, co-borrower information can be entered on the next page
but include their assets (checking/savings) on this page.

Legal Name * First Initial Last
Email address *
Best Phone # *   Home or Cell
2nd best phone # Home or Cell
Current Address *
  City
  State   Zip  
How long have you lived here years months
Do you currently
Old Address (if at current less than 2 years)
  Address
  City
  State Zip
  Did you .
  How long did you live there years months
Birthdate Required
Social Security Number Required
Marital Status
Years of Schooling
Any dependents? No  Yes.
  If yes, how many? . Ages
   
Your Credit
Credit
Estimated Score
Bankruptcy? Ever File Bankruptcy?
  If Yes, How long discharged? Years
Foreclosure? Ever Have A Foreclosure?
  If Yes, How long ago? Years
   

Borrower Employment

Employer
Address
  City
  State Zip
Position/Title with Company
Time with Current Employer Years Months
Work Phone # (REQUIRED for verification of employment)
How long in this line of work? Years
Are you self employed?
   
Former Employer (if less than 2 years with current employer)
  Employer
  Address
  City
  State Zip
  You worked there from when to when mo /yr
  until mo / yr
  Old Income , per
  Former Position/Title
   

Contacting You

We usually attempt to contact you between 10:00 AM & 6:00 PM Monday - Friday. If we are unable to contact you during this time frame, it could delay your application.
Daytime Contact at
   

Basic Loan Information

Estimate Loan Amount Needed $
I applying today for
Estimated Closing Time
   

Purchasing a home?

What is the Purchase Price? (estimate if pre-approval)
Down Payment %
Amount of Down Payment $
Source of Down Payment:
Property Taxes on New Home? $ (if known)
Are you working with a Realtor?   Yes, info below No Realtor yet
Realtors Info: Name Ph#
  Email
   

Subject Property Information: Please provide property address if known

  Address
  City
  State Zip (we lend in MN, WI, and SD only)
 

 

Monthly Income:

List Gross Income (Pre-Tax)
Base Income $ per
Overtime $
Bonuses $
Commissions $
Dividends/Interest $
Net Rental Income $
Other income $ (Child Support, Social Security, Pension, etc)
  Explain "other" Income
   
USDA calculates HOUSEHOLD income when determining eligibility.
  Are there any other adult who will be living in the home who have income AND who are NOT on the loan application ? Yes  
  If yes, please give a brief description. Example: My wife will be living there and she makes $50,000 a year, but has bad credit so she will not be on the application.  My 19yr old daughter will live there, and he made $3000 last year at McDonalds
   

Current Housing Costs::

Rent $
First Mortgage Payment $
  If paid separately, enter
  Hazard Insurance $ Property Taxes $
  Homeowner Assn Dues
Second Mortgage Payment (P/I) $
   

Assets: (Include all Applicants)

(includes checking, savings, stocks, mutual funds, etc.) (Include all Applicants Assets)
Account 1 $ Name of Bank
Account 2 $ Name of Bank
Account 3 $ Name of Bank
All additional accounts $
Stocks and Bonds $ Name of Bank
401(k)/Retirement $
Net Worth of Businesses Owned $
Automobiles Owned 1 Yr/Make. Estimated Vale $
Automobiles Owned 2 Yr/Make. Estimated Vale $
   

Liabilities: Who do you owe? (Include all Applicants debts)

Current 1st Mortgage
 or Landlord Name
.
  Monthly payment $
Current 2nd Mortgage .
  Monthly payment $

Alimony/Child Support

$ per month
List All other debts of ALL applicants (car loans, credit cards, student loans, etc)
List only minimum required monthly payments
Monthly Payments $
Total of all Balances $
   

Own Any Other Properties?

Own any other property NO YES

 

 
Property 1 address
  City
  St Zip
2nd home or rental 2nd home Rental
Payment $
Est Value $
Rent received $ if applicable
Property 2 address
  City
  St Zip
2nd home or rental 2nd home Rental
Est value $
Rent received $ if applicable
   

Declarations:

 
A. Are there any outstanding judgments against you?
B. Have you been declared bankrupt within the past 7 years?
C. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
D. Are you a party to a lawsuit?
E. Have you directly or indirectly been obliged on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure or judgment?
F. Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee?
G. Are you obligated to pay alimony, child support, or separate maintenance?
H. Is any part of the down payment borrowed?
I. Are you a co-maker or endorser on a note?
J. Are you a U.S. citizen?
K. Are you a permanent resident alien?
l. Do you intend to occupy the property as your primary residence?
M. Have you had an ownership interest in a property in the last three years?
(1.) What type of property did you own Principle residence (PR), second home (SH), or investment property (IP)?
(2.) How did you hold title to the home - solely by yourself (S), jointly with your spouse (SP), or jointly with another person (O)?
   

Government:

Information for Government Lender Monitoring purposes
 I do not wish to answer
Race
Ethnicity: NOT Hispanic or Latino
  Hispanic or Latino
Gender Male  Female
   

Other Information:

Please write in any other information you feel is important to us making our decision, or answers to any YES questions in the declarations section.
 
How did you find out about us  
  This help's keep our advertising dollar effective, therefore reducing YOUR closing costs!
   

Finish:

 

Secure

1998 - 2016 Joe Metzler - Licensed as Mortgages Unlimited, Inc. NMLS # 205504.
Originator is Joe Metzler  NMLS # 274132.