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33 Wentworth Ave E - Suite
290, West St. Paul, MN 55118. NMLS #225504
Mortgage Application (651) 552-3681
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Borrower
Basic Information |
* =
Required Information |
| Is
there a co-borrower? |
No
Yes - If yes, co-borrower name
If yes, co-borrower information can be entered on the next
page
but include their assets (checking/savings) on this page. |
| Your
FULL Name (First, MI, Last)
* |
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| Email
address * |
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Best Phone # * |
Home
or
Cell
2nd best phone #
Home
or
Cell |
| * |
Work
Phone # (REQUIRED for verification of
employment) |
| Current Address
* |
City
State
Zip
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How long have you lived
here |
years
months |
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Do you
currently |
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Old Address
|
(if at current less than 2 years)
Address
City State Zip
Did you . How long did you live
there
years months |
| Date of Birth (format
mo/da/year) |
Required |
| Social Security
Number |
Required |
| Credit |
Ever File
Bankruptcy?
If Yes, How long discharged?
Years |
|
Marital
Status |
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Years of
Schooling |
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Any
dependents? |
No
Yes.
If yes, how many? . Ages |
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Are you a Military Vet? |
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Borrower Employment |
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| Employer |
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| Address |
City
State
Zip |
| Position/Title with Company |
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| Time with Current
Employer |
Years
Months |
| How long in this line of
work? |
Years |
| Are you
self employed? |
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|
Former Employer |
(if less than 2
years with current employer)
Employer
Address
City
State Zip
You worked there from
when to when
mo /yr until
mo /
yr
Old Income
, per
Former
Position/Title |
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Contacting
You |
We usually attempt to contact you
between 10:00 AM & 6:00 PM Monday -
Friday.
If we are unable to contact you during this
time frame, it could delay your application. |
|
Daytime
Contact |
at
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Basic Loan
Information |
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| Purpose of loan (Refi, Purchase) |
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| Type of
Loan (Fixed, ARM, FHA, etc)
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Amortization Term: |
6 yr - 30 yr available |
| Estimate Loan Amount Needed
$ |
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| Property will be our |
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|
I
applying today for |
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| Estimated
Closing Time |
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Purchasing a
home?
|
Answer these additional questions: (skip if refinancing) |
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What is the Purchase Price?
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(estimate
if pre-approval) |
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Down Payment % |
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| Amount
of Down Payment $
|
.00 |
| Source of Down Payment: |
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| Property
Taxes on New Home?
$ |
(if known) |
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Are you working with a
Realtor? |
Yes, info below
No realtor yet
Please refer a great one |
|
Realtors Info: |
Name
Ph#
Email
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Refinancing? |
Answer the following
additional questions:
(skip if purchasing) |
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Your Current Monthly Payment
is:
|
$.
Does this include escrows?
YES
NO |
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Your
Current Interest Rate? |
%. Current Mortgage Company
Name?
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Do you escrow
for taxes & Insurance?
|
YES NO |
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Who owns your mortgage? |
Check
Fannie Mae
Check
Freddie Mac |
| Current
Escrows: |
Property Taxes
$. Homeowners Insurance
$ (if known) |
| About
this
property? |
Year
purchased?
. What
was the original cost?
$ |
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Today's Estimated Value
$ |
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Estimated Remaining Balance
$ |
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Do you have PMI on your loan? |
YES NO |
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Have
a 2nd Mortgage/Equity Loan? |
YES NO
- If yes, how much do you still owe?
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| Keep or
consolidate 2nd mortgage? |
Keep Consolidate |
| How to pay
closing
costs?
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Subject Property
Information:
|
The Home you are buying or
refinancing |
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Same
as mailing address? |
Yes
(refinance) |
| Found property? |
Yes (address below)
No (Still Looking) |
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Address: |
City
State
Zip |
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:
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(we lend in MN and WI only) |
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Monthly Income: |
Gross Monthly Income
(Pre-Tax) |
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Base Income $ |
per
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|
Overtime |
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|
Bonuses |
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|
Commissions |
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Dividends/Interest |
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Net Rental Income |
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Other |
(Child Support, Social Security, Pension, etc)
Explain Income
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Current
Housing Costs: |
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| Rent |
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| First
Mortgage Payment (P/I) |
Hazard
Insurance
Property Taxes
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PMI
Homeowner
Assn. Dues
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| Second
Mortgage Payment (P/I) |
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Assets:
(Include all Applicants) |
(includes checking,
savings, stocks, mutual funds,
etc.)
(Include all Applicants
Assets) |
|
Account
1 |
$
Name of Bank
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Account
2 |
$
Name of Bank
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Account
3 |
$
Name of Bank
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All additional
accounts |
$ |
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Stocks and Bonds |
$
Name of Bank
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401(k)/Retirement |
$ |
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Net Worth of Businesses Owned |
$ |
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Automobiles Owned 1 |
Yr/Make. Estimated
Vale $
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Automobiles Owned 2 |
Yr/Make. Estimated
Vale $
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Liabilities: |
Who do you owe?
(Include all Applicants
debts) |
Current 1st Mortgage Co
or Landlord Name
|
. Monthly payment
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Current
2nd Mortgage Co |
. Monthly payment
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Alimony/Child Support |
$ |
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All
other debts of ALL applicants (car loans, credit cards, student loans,
etc) |
List only minimum
required monthly
payments
$month. Total unpaid balance(s) $ |
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Own Other Properties: |
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Own any
other property |
NO
YES |
| If
"Yes" - What is it worth? |
$ How much
do you owe on it? $ |
What is
the payment?
|
$ |
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First other property address |
City
St
Zip |
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Second other property address |
City
St
Zip |
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Declarations: |
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A. Are there any
outstanding judgments against you? |
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B. Have you been
declared bankrupt within the past 7
years? |
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C. Have you
had property foreclosed upon or given
title or deed in lieu thereof in the
last 7 years? |
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D. Are you a
party to a lawsuit? |
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E. Have you
directly or indirectly been obliged
on any loan which resulted in
foreclosure, transfer of title in
lieu of foreclosure or judgment? |
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F. Are you
presently delinquent or in default on
any Federal debt or any other loan,
mortgage, financial obligation, bond,
or loan guarantee? |
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G. Are you
obligated to pay alimony, child
support, or separate maintenance? |
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H. Is any part
of the down payment borrowed? |
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I. Are you a
co-maker or endorser on a note? |
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J. Are you a
U.S. citizen? |
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K. Are you a
permanent resident alien? |
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l. Do you
intend to occupy the property as your
primary residence? |
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M. Have you
had an ownership interest in a
property in the last three years? |
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(1.) What type
of property did you own Principle
residence (PR), second home (SH), or
investment property (IP)? |
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(2.) How did
you hold title to the home - solely
by yourself (S), jointly with your
spouse (SP), or jointly with another
person (O)? |
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Government: |
Information for Government Lender
Monitoring purposes |
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I do not wish to answer |
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Race |
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Ethnicity: |
NOT Hispanic
or Latino
Hispanic or Latino |
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Gender |
Male
Female |
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Other
Information: |
Please write
in any other information you feel is
important to us making our decision, or
answers to any YES questions in the
declarations section. |
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How did you find out
about us |
This
help's keep our advertising dollar effective,
therefore reducing YOUR closing costs!
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Finish: |
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© 1998-2012 Joe Metzler - Licensed as Mortgages Unlimited, Inc. NMLS # 205504.
Originator is Joe Metzler NMLS # 274132. |